30 Day Money Saving Challenge - The Stress-Free Christmas

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Save money with this 30-day money saving challenge and get a free worksheet to help you keep track. You can do this challenge anytime and save a lot of money.

Saving money can seem hard. You can read lists of things you shouldn’t buy or all these frugal things you should do. Often it all just seems overwhelming.

Doing a money-saving challenge with yourself is a great way to save some money quickly and without having to feel like you are giving up a lot.

It’s not too hard to give up something for 30 days, it’s a lot harder to think about giving things up forever or until you reach a big savings goal.

This 30-day money saving challenge is great to do in the months leading to Christmas to save up money for the extra expenses. You can do just one if that’s all you need or keep doing it until you reach your goal.

30 Day Money Saving Challenge Rules

The rules are simple, pick ten things or activities that cost you money and give them up for 30 days. If you are saving for something instead of just generally trying to save money you can put the money you normally spend on those items into savings.

After the 30 days is up you can start another challenge with the same or different ten items and just keep going. You will be amazed at how much you will be able to save in 30 days.

Things to Give Up

Need a few ideas of things to give up for the challenge? A good place to start is to look at your spending over the last several months.

You may see some things that stand out that you could do without for 30 days. It’s often eye-opening to look back over your spending occasionally, some of those little things we don’t think about really add up.

If you need more ideas here are a few that can help.

Stop eating out. If you struggle with meal planning try Eat At Home’s meal planning service.
Getting drinks while out. Skip that coffee or soda and bring a bottle of water or an insulated cup with your drink from home instead.
Pre-packaged snacks. Try packaging them at home instead.
Clothes and shoes. There is a good chance all of us could go one month without clothes shopping.
Movies and books. You likely already have a lot of books you haven’t read and at least one subscription service where you can stream movies for free. You can also go to your local library to find more books and movies to check out.
Beauty products. Try to use what you already have and skip buying anything new.
Toys for kids. Unless a birthday is coming up you can likely easily skip toys for one month. Find other fun things instead.
Going to the movies. Have a movie night at home instead. Make it fun and pop some popcorn, throw blankets and pillows on the floor and get cozy.
Random Amazon purchases. It’s so easy to buy random things on Amazon but try to go one month without using it, or at least without buying necessary items.
Extra grocery store stops. Try to limit grocery store trips to at most once a week and only buy things on your list.

30 Day Money Saving Challenge Worksheet

If you find you do better with a way to track things be sure to get the free printable worksheet. You can list your ten items on the worksheet and fill in one coin each day until your jar is full.