Want to save money? Find out what you should buy in July to save money. This is also a great way to reduce holiday stress and save money for Christmas.
This post was most recently updated on June 24, 2026 to make sure all the information is up-to-date.
It seems like it was just Christmas but July 25th will be just 5 months until Christmas. It’s hard to believe it will be that soon.
It’s a good reminder that if you want to have a stress-free Christmas you should start planning. Make sure you have your Christmas budget finished and your Christmas planner set up and ready to go.
You also should consider buying things that are cheaper now than during the holiday season. It’s a great way to save money and get some of your shopping out of the way before things get really busy around the holidays.
Stores are already gearing up for back to school and even somewhat for fall. That means you can find deals on things more common for the summer.
Just be sure that you are buying things you actually need and not just because “it’s a good deal.” It’s not a good deal if you won’t use it or don’t need it.
WHAT TO BUY IN JULY
This are just some of the things that commonly are on sale. Be sure to watch for other sales on things you may want to buy as gifts or need as supplies for the holiday season.
- Christmas Trees – Big Christmas tree brands often have Christmas in July sales. That’s how I got my Balsam Hill Christmas tree, a Christmas in July sale.
- BBQ Supplies – Have someone on your list that loves to grill? Buy some supplies now when they go on sale to use as gifts for that person. You can even make a cute gift basket out of grilling tools, seasonings, and other fun grilling accessories.
- School Supplies – Art supplies can make great stocking stuffers and with back to school supplies already hitting the shelf you can often find some really good deals. Small electronics are also often on sale for back to school.
- Sunscreen – Going on vacation around the holidays to somewhere sunny or maybe going skiing? Stock up on sunscreen when it’s on sale and easy to find.
- Frozen Meat – Stock up on some hot dogs and hamburgers for quick meals during busy times. They can be cooked inside or grilled if you have a warm day. Don’t forget the BBQ sauce.
- Ice Cream & Frozen Treats – These things won’t really be good around the holidays but if you want to have a Christmas in July party stock up. A sundae bar is a fun thing to do for your Christmas in July party and you can get the ingredients really cheap this month because it’s getting to the end of the season and it’s National Ice Cream Month.
- Beach Supplies – Going on a beach trip around the holidays? Not only do you need sunscreen but you also need swimsuits, beach balls, beach towels, and other fun beach supplies. As stores are making room for fall these things will be on clearance and you can get some great deals.
Don’t Forget Thrift Stores
People are still doing some spring cleaning so it’s a good time to go to the thrift store to look for things you can use for gifts and Christmas decor. And there are likely to be some garage sales to check out as well. You may find some hidden treasures!
July Sales To Check Out
These are some of the online sales I’ve found lately that could help stock up for the holiday season or in general to save money.
Coming soon, check back when July is here!
Get Cash Back While Shopping in July
Another way to save money in July is by using cashback apps and websites. This will help you save more on the items that are on sale as well as your everyday purchases.
When shopping these sales you can also earn cash back to use for gift cards to save even more money. My favorite cash-back app is Fetch Rewards. You get points for every receipt you scan, instead of other apps where you have to buy certain things to get points.
You can sign up using my referral code TN8EW and get 2,000 points for your first receipt. That’s $2 just for starting to use the app. It adds up fast, and you could have a nice collection of points before Christmas gets here.
Track Your Christmas Expenses
If you are buying anything for Christmas this month be sure you are tracking it. You can use this free Christmas expense tracker to keep track of all the things you buy for Christmas so you can stay on budget.
Save Money All Year
Don’t stop with February, you can save money all year for Christmas by checking out all my lists of deals for each month.
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